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How New York Prenups Protect Inheritance and Family Property

If you’re bringing heirlooms, a family home, a trust interest, or future inheritances into a marriage, a New York prenup can protect those assets while still feeling fair.

What to protect—and how

  • Existing assets: confirm as separate property and list them in an exhibit.
  • Future inheritances and gifts: keep them separate by agreement.
  • Appreciation and income: decide whether growth stays separate and how joint contributions are handled.

When a spouse contributes

Use reimbursement or buyout language for sweat equity, renovations, or covering carrying costs on a separate‑property home.

Documentation makes the difference

  • Attach exhibits with brief descriptions and account references.
  • Keep records of improvements, major purchases, and debt payments.

Next steps

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General information, not legal advice. Ask a New York attorney about your specific assets.

Common Questions:

Can we protect a future inheritance we haven’t received yet?

Yes—state that future inheritances and gifts remain separate property when received.

What about appreciation on separate property?

You can keep growth separate or set a formula if marital efforts contribute to the increase.

How do we handle a family vacation home?

Confirm it as separate and set rules for expenses, improvements, and use.

What if a spouse helps renovate or manage a separate asset?

Include reimbursement or buyout provisions tied to contributions.

Do we need to list every asset number?

Summaries with clear identifiers work well; keep detailed records privately if you prefer.

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